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The operator of a Vietnamese restaurant in the Sydney suburb of Hurstville is planning to spend less time in the kitchen and more time fishing after winning a luxury powerboat from Toyota Financial Services.

Duc Lu took home over $50,000 worth of boat and accessories after his name was drawn in the Toyota Financial Services’ “Life’s a Breeze” competition.

Mr Lu won a six-metre bowrider-style boat, powered by a 150 horsepower outboard motor.

Included with the boat was a custom-built trailer, insurance, registration, safety equipment, tow bar, fishing and water-ski gear.

Mr Lu described the win as a “complete surprise” and said his only problem would be finding time to get out on the water.

The restaurateur was entered into the draw for the boat and accessories after purchasing a new Toyota HiAce from Fergusons Toyota at Hurstville through Toyota Financial Services.

“I bought a Toyota for the business because a friend recommended it to me as very reliable,” said Mr Lu. “I financed it through Toyota Financial Services because they were very helpful and the interest rate was competitive.”

For the married father of three the prize is a reward for decades of hard work after arriving from Vietnam in 1979.

The prize was part of the most extensive consumer promotion ever conducted by Toyota Financial Services.

The “Life’s a Breeze” competition also offered the prize of a loan payout for current Toyota Financial Services customers who purchased a new Toyota Camry or Avalon between last November and January this year.

Brisbane greenkeeper Colin Caulfield and his wife Cindy had the finance on their new Toyota Camry CSi paid out in full - a prize he describes as “a real blessing”.

“I was crying when I found out. Not having to pay for a car is a huge financial relief and will allow us to save for a house for the first time,” said Mr Caulfield.

Mr Caulfield supports his wife and three children on one wage and says his only indulgence is the occasional game of golf at the Pine Rivers course where he works tending the fairways.

Mr Caulfield said he bought the Camry from Martin Jonkers Motors at Morayfield because he needed a bigger car to transport his growing children to sporting and music lessons.

“Toyota Financial Services were extremely helpful in arranging the finance and if it hadn’t been for them we wouldn’t have been able to buy the car,” he said.

"Life's A Breeze" contest winner Duc Lu (right) celebrates his victory with restaurant partner Nam Duong. Mr Lu won a six-metre powerboat and associated recreational gear in the Toyota Financial Services' most extensive ever consumer promotion.